Mortgages Home

Mortgage for Good and Bad Credit Borrowers at Best Mortgage Interest Rate

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Reliable Financial Group Inc (RFGI)-A Mortgage Brokerage House Head Office in Kitchener ON  is registered under Mortgage Brokers Act of  Ontario to arrange mortgages for the borrowers and hire mortgage agents. It is also known as best mortgage brokers house in the area. The team of mortgage brokers and agents arrange all kind of Purchase/Refinance mortgages. The mortgages arranged through our strong relationship with chartered banks, credit unions, trust companies,  Mortgage Investment Companies and individual private lenders.

All Residential and Commercial Mortgages applications are process in timely manners. The process includes the collection of documents from the borrower, underwrite, upload the file to the lender suitable to borrowers’ credit ratings, appraisal order, meet lender conditions, and coordinate with solicitor/lenders/borrowers/all parties involved till the closing the deal and keeping record.

Consider the benefits: 

  • Save borrower time for shopping around for best interest rate and desired mortgages terms
  • Top on the application of mortgage and in constant in contact with borrower and lender.
  • All information’s are kept safe and secure using top security measures.
  • All mortgage brokers and agents have good knowledge of operating system Filogix, Insurance companies like CMHC/Genworth/Canada Guaranty guidelines AND review/analysis of credit bureau report
  • Compliance with industry regulations

The following mortgage products successfully completed and being done:

Residential Mortgage Category

  1. High ratio  up to 95% LTV
  2. Conventional  up to 80% LTV
  3. Purchase
  4. Refinance
  5. Equity Take Out (ETO)
  6. Fixed or closed rate
  7. Variable rate
  8. Up to 35 Years Amortization
  9. Terms from 6 months to 20 years
  10. Make one small mortgage payment after debt consolidation (higher rate First OR  Second mortgage, high interest credit cards balance, personal loan or line of credit, collection, property tax arrears, government lien, social responsibility, pay off consumer proposal balance amount, student Loan  etc.)
  11. Equity line Visa
  12. Home Equity line of credit(HELOC)
  13. All in one mortgage which includes fixed mortgage and secured line of credit
  14. Bridge financing
  15.  1st (First) and 2nd (Second) Private Mortgages at Best Interest rates and fees
  16. Bad credit, No score, Reject score applicants
  17. First time home buyers
  18. New comers (Welcome Canada)
  19. Secured Credit cards
  20. Self-employed stated income Canada Category up to 90% LTV
  21. Self-employed stated income Category Canada up to 80% LTV (Six months bank statements required)

Commercial Mortgage Category:

  1. Brand name or non-brand name gas stations
  2. Shopping Plaza
  3. Multi Story Properties-Mixed use properties
  4.  Rental Apartment buildings up to 85% ltv
  5.  Industrial buildings
  6.  Franchise Motel/hotels Financing up to 65% LTV
  7. Construction loan for industrial unit, retail business, apartment building, residential subdivision etc.
  8.  Commercial or agricultural loan or Farm land acquisition

The team of mortgage professionals of Reliable Financial Group Inc (RFGI) have extensive knowledge, experience and expertise in all aspects of mortgages. Our Senior Management Team has a total of some 30 years’ experience in Mortgage Banking and Retail Banking. We know the mortgages. Our business philosophy is quite simple whether it is borrower or mortgage professional:

The mortgage brokerage house was operating under name of Reliable Mortgages Inc since 2006 has changed its name to Reliable Financial Group Inc (RFGI) from 2018

Thank you for visiting our website and please do visit for latest information on mortgages, and if you need any specific information please contact us.

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