Mortgages Home

Mortgage for Good and Bad Credit Borrowers at Lowest Rate

The company registered with Financial Services Commission of Ontario as a brokerage to arrange mortgages for the clients and hire mortgage agents to carryout mortgage business. The team of mortgage brokers and agents arrange all kind of Purchase/Refinance mortgages. The mortgages arranged through our strong relationship with chartered banks, credit unions, trust companies, syndicated private lenders and individual private lenders.

All Residential and Commercial Mortgages applications are process in timely manners. The process includes the collection of documents from the borrower, underwrite, upload the file to the lender suitable to borrowers’ credit ratings, appraisal order, meet lender conditions, and coordinate with solicitor/lenders/borrowers/all parties involved till the closing the deal and keeping record.

Consider the benefits: 

  • Save borrower time for shopping around for best interest rate and desired mortgages terms
  • Top on the application of mortgage and in constant in contact with borrower and lender.
  • All information’s are kept safe and secure using top security measures.
  • All mortgage brokers and agents have good knowledge of operating system Filogix, Insurance companies like CMHC/Genworth/Canada Guaranty guidelines AND review/analysis of credit bureau report
  • Compliance with industry regulations

The following mortgage products successfully completed and being done:

Residential Mortgage Category

  1. High ratio  up to 95% LTV
  2. Conventional  up to 80% LTV
  3. Purchase
  4. Refinance
  5. Fixed or closed rate
  6. Variable rate
  7. Up to 35 Years Amortization
  8. Terms from 6 months to 20 years
  9. Make one small mortgage payment after debt consolidation (higher rate First OR  Second mortgage, high interest credit cards balance, personal loan or line of credit, collection, property tax arrears, government lien, social responsibility, pay off consumer proposal balance amount etc.)
  10. Equity line Visa
  11. Home Equity line of credit(HELOC)
  12. All in one mortgage which includes fixed mortgage and secured line of credit
  13. Bridge financing
  14. private Second Mortgage or from syndicated private lender up to 90% LTV
  15. Bad credit, No score, Reject score applicants
  16. First time home buyers
  17. New comers (Welcome Canada)
  18. Secured Credit cards
  19. Self-employed Category up to 90% LTV

Commercial Mortgage Category:

  1. Brand name or non-brand name gas stations
  2. Shopping Plaza
  3. Mixed use properties
  4.  Rental Apartment buildings up to 85% ltv
  5.  Industrial buildings
  6.  Franchise Motel/hotels up to 65% LTV
  7. Construction loan for industrial unit, retail business, apartment building, residential subdivision etc.
  8.  Commercial or agricultural land acquisition

The team of mortgage professionals have extensive knowledge, experience and expertise in all aspects of mortgages. Our Senior Management Team has a total of some 30 years’ experience in Mortgage Banking and Retail Banking. We know the mortgages. Our business philosophy is quite simple whether it is borrower or mortgage professional:

“You deserve to get more money”

 We adhere to the guidelines of FSCO

Important Mortgage Industry Links